Beryl Dunne, an IT manager who lives in Bray, Co Wicklow, is semi-retired and said she had to ramp up her payments so that she could retire when she wanted.

“I wanted to retire by 50 so, health-wise, I could enjoy life. Also, I felt that by the time I came to retire the State pension wouldn’t be there,” she said. “I went into ESB from college and joined its … Continue reading ‘I wanted to retire by 50 so I could enjoy life. My advice? Start saving’